Terms and conditions

Welcome to PaySwift! These Terms and Conditions ("Terms") govern your use of our platform and services. By accessing or using PaySwift, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, please do not use our services.

1. Definitions

  • "PaySwift" refers to our platform that enables businesses to create invoices, collect payments in fiat or crypto, sell digital products, and access financial services.

  • "User" refers to any individual or entity that accesses or uses PaySwift.

  • "Services" refers to all functionalities offered by PaySwift, including invoicing, payment processing, conversions, and digital transactions.

2. Eligibility

To use PaySwift, you must be at least 18 years old or the legal age of majority in your jurisdiction. By using our services, you represent and warrant that you meet these eligibility requirements.

3. Account Registration

  • Users must provide accurate and complete information during registration.

  • You are responsible for maintaining the confidentiality of your account credentials.

  • PaySwift reserves the right to suspend or terminate accounts that provide false information or violate these Terms.

4. Services and Transactions

  • PaySwift facilitates payments in both fiat and crypto but does not act as a bank.

  • Users are responsible for ensuring that payment details are accurate before completing transactions.

  • Transaction fees may apply and will be disclosed at the time of payment.

5. Prohibited Activities

Users agree not to:

  • Engage in fraudulent, illegal, or unauthorized transactions.

  • Use PaySwift to launder money or finance illicit activities.

  • Exploit vulnerabilities or attempt to compromise the security of the platform.

6. Fees and Payment

  • PaySwift may charge processing fees for certain transactions.

  • Users acknowledge that additional fees may be imposed by third-party payment processors or blockchain networks.

  • Fees are subject to change, and users will be notified accordingly.

7. Refunds and Disputes

  • Transactions made through PaySwift are generally non-refundable unless otherwise stated.

  • Users must resolve disputes directly with the counterparty before escalating to PaySwift support.

  • In cases of unauthorized transactions, PaySwift reserves the right to investigate and take necessary action.

8. Security and Compliance

  • PaySwift implements industry-standard security measures to protect user data and funds.

  • Users must comply with all applicable financial regulations and anti-money laundering (AML) laws.

9. Limitation of Liability

  • PaySwift is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our services.

  • We do not guarantee uninterrupted or error-free operation of our platform.

  • Users assume all risks associated with cryptocurrency transactions, including market volatility and regulatory changes.

10. Termination

  • PaySwift reserves the right to suspend or terminate user accounts for violations of these Terms.

  • Users may request account closure by contacting our support team.

11. Changes to Terms

  • PaySwift may update these Terms at any time. Users will be notified of significant changes.

  • Continued use of PaySwift after changes take effect constitutes acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the state of Delaware, United States.

13. Contact Information

For questions or support, please contact us at gideondesigndev@gmail.com.